Systematic Savings Bank
Springfield, MO — Savings & Loan Association
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Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Systematic Savings Bank | All Insured Savings Banks in Missouri |
| Interest and Fees on Loans | 1,126 | 20,313 |
| Income from Lease Financing Receivables | — | 679 |
| — | 0 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 0 |
| Income on Loans and Leases (TE) | 1,126 | 20,991 |
| Investment Interest Income (TE) | 15 | 19,639 |
| Total Interest Income (TE) | 1,189 | 41,015 |
| Total Interest Expense | 123 | 10,940 |
| Net Interest Income (TE) | 1,066 | 30,075 |
| Non-Interest Income | 182 | 21,249 |
| Adjusted Operating Income (TE) | 1,248 | 51,324 |
| Non-interest Expense | 1,788 | 32,771 |
| Provision for Loan & Lease Losses | -6 | 1,457 |
| Pretax Operating Income (TE) | -534 | 17,096 |
| Pretax Net Operating Income (TE) | -526 | 16,128 |
| Applicable Income Taxes | 142 | 2,320 |
| Net Operating Income | -668 | 13,515 |
| Net Income | -668 | 13,515 |
| Cash Dividends Declared | — | 8,503 |
| Retained Earnings | -668 | 5,012 |