Net Income Analysis ( % relative to Total Revenue )
Income Statement Sutter Community Bank All Insured Commercial Banks in California
Interest and Fees on Loans 1,948 26,860
Income from Lease Financing Receivables — 37
— 24
Estimated Tax Benefit from Tax-Exempt Loan Income — 10
Income on Loans and Leases (TE) 1,948 27,072
Investment Interest Income (TE) — 2,601
Total Interest Income (TE) 1,997 31,080
Total Interest Expense 108 1,987
Net Interest Income (TE) 1,889 28,456
Non-Interest Income 133 5,907
Adjusted Operating Income (TE) 2,022 38,443
Non-interest Expense 1,992 24,586
Provision for Loan & Lease Losses — 373
Pretax Operating Income (TE) 30 13,537
Pretax Net Operating Income (TE) 30 13,713
Applicable Income Taxes -7 5,359
Net Operating Income 37 8,696
Net Income 37 8,696
Cash Dividends Declared — 1,718
Retained Earnings 37 5,091