Stone City Bank Of Bedford, Indiana
Bedford, IN — Domestic Branch of a Domestic Bank
Acquired Oct 2006
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Stone City Bank Of Bedford, Indiana | All Insured Commercial Banks in Indiana |
| Interest and Fees on Loans | 1,926 | 7,297 |
| Income from Lease Financing Receivables | — | 1,539 |
| — | 192 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 99 |
| Income on Loans and Leases (TE) | 1,926 | 7,403 |
| Investment Interest Income (TE) | 146 | 1,880 |
| Total Interest Income (TE) | 2,104 | 9,140 |
| Total Interest Expense | 669 | 3,756 |
| Net Interest Income (TE) | 1,435 | 5,369 |
| Non-Interest Income | 195 | 1,376 |
| Adjusted Operating Income (TE) | 1,630 | 6,744 |
| Non-interest Expense | 1,205 | 4,180 |
| Provision for Loan & Lease Losses | 215 | 854 |
| Pretax Operating Income (TE) | 210 | 5,298 |
| Pretax Net Operating Income (TE) | 210 | 5,297 |
| Applicable Income Taxes | 42 | 1,771 |
| Net Operating Income | 136 | 3,443 |
| Net Income | 136 | 3,311 |
| Cash Dividends Declared | — | 2,474 |
| Retained Earnings | 136 | 2,040 |