Net Income Analysis ( % relative to Total Revenue )
Income Statement Statewide Bank All Insured Commercial Banks in Louisiana
Interest and Fees on Loans 10,852 9,700
Income from Lease Financing Receivables — 624
— 479
Estimated Tax Benefit from Tax-Exempt Loan Income — 231
Income on Loans and Leases (TE) 10,852 9,717
Investment Interest Income (TE) 3,635 2,173
Total Interest Income (TE) 14,512 12,111
Total Interest Expense 6,106 3,065
Net Interest Income (TE) 8,406 9,008
Non-Interest Income 1,731 1,967
Adjusted Operating Income (TE) 10,137 11,060
Non-interest Expense 10,315 7,644
Provision for Loan & Lease Losses 6,961 4,411
Pretax Operating Income (TE) — 6,006
Pretax Net Operating Income (TE) — 6,134
Applicable Income Taxes — 2,830
Net Operating Income — 4,345
Net Income — 4,346
Cash Dividends Declared — 1,384
Retained Earnings — 3,195