State Savings Bank
Creston, IA — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | State Savings Bank | All Insured Commercial Banks in Iowa |
Interest and Fees on Loans | 4,879 | 6,128 |
Income from Lease Financing Receivables | — | 1 |
— | 47 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 23 |
Income on Loans and Leases (TE) | 4,879 | 6,162 |
Investment Interest Income (TE) | 14 | 1,177 |
Total Interest Income (TE) | 4,950 | 7,538 |
Total Interest Expense | 667 | 925 |
Net Interest Income (TE) | 4,283 | 6,587 |
Non-Interest Income | 420 | 1,176 |
Adjusted Operating Income (TE) | 4,703 | 7,798 |
Non-interest Expense | 2,508 | 4,586 |
Provision for Loan & Lease Losses | 180 | 208 |
Pretax Operating Income (TE) | 2,015 | 2,901 |
Pretax Net Operating Income (TE) | 2,015 | 2,963 |
Applicable Income Taxes | 69 | 312 |
Net Operating Income | 1,941 | 2,310 |
Net Income | 1,941 | 2,310 |
Cash Dividends Declared | 1,400 | 1,248 |
Retained Earnings | 541 | 1,005 |