Efficiency Ratio Over Time
Efficiency Ratio State Savings Bank, Frankfort, Mich. All Insured Commercial Banks in Michigan
12-31-2016 117.471 71.925
09-30-2016 117.565 72.284
06-30-2016 121.152 72.703
03-31-2016 128.456 74.111
12-31-2015 153.251 73.902
09-30-2015 160.499 72.796
06-30-2015 168.508 73.108
03-31-2015 165.212 74.364
12-31-2014 92.945 75.309
09-30-2014 86.097 75.334
06-30-2014 86.645 75.605
03-31-2014 92.372 76.846
12-31-2013 79.794 74.841
09-30-2013 75.311 73.806
06-30-2013 74.559 73.811
03-31-2013 67.41 73.988
12-31-2012 65.204 71.723
09-30-2012 63.859 71.614
06-30-2012 66.52 71.839
03-31-2012 68.411 72.697
12-31-2011 62.97 73.486
09-30-2011 61.094 73.637
06-30-2011 61.969 74.221
03-31-2011 63.791 75.166
12-31-2010 59.79 74.379
09-30-2010 58.386 74.86
06-30-2010 62.853 75.739
03-31-2010 65.041 76.883
12-31-2009 57.224 82.058
09-30-2009 55.613 81.121
06-30-2009 53.548 82.109
03-31-2009 53.936 80.184
12-31-2008 59.145 80.181
09-30-2008 53.959 75.465
06-30-2008 55.058 75.619
03-31-2008 53.508 76.097
12-31-2007 51.34 72.221
09-30-2007 48.548 70.635
06-30-2007 48.979 69.92
03-31-2007 46.433 70.315
12-31-2006 48.986 66.877
09-30-2006 45.671 65.716
06-30-2006 46.905 66.171
03-31-2006 45.041 66.982
12-31-2005 51.764 64.078
09-30-2005 50.315 64.016
06-30-2005 51.59 63.808
03-31-2005 52.72 64.541
12-31-2004 52.412 64.329
09-30-2004 47.807 64.747
06-30-2004 48.9 65.538
03-31-2004 51.771 66.274
12-31-2003 50.978 63.66
09-30-2003 46.039 62.955
06-30-2003 45.847 63.034
03-31-2003 46.791 63.233
12-31-2002 55.928 62.526