Net Income Analysis ( % relative to Total Revenue )
Income Statement State-Investors Bank All Insured Savings Banks in Louisiana
Interest and Fees on Loans 8,179 6,274
Income from Lease Financing Receivables — 0
— 7
Estimated Tax Benefit from Tax-Exempt Loan Income — 4
Income on Loans and Leases (TE) 8,179 6,278
Investment Interest Income (TE) 335 643
Total Interest Income (TE) 8,529 6,957
Total Interest Expense 1,917 974
Net Interest Income (TE) 6,612 5,983
Non-Interest Income 85 2,158
Adjusted Operating Income (TE) 6,697 8,141
Non-interest Expense 4,775 6,421
Provision for Loan & Lease Losses 150 161
Pretax Operating Income (TE) 1,772 1,558
Pretax Net Operating Income (TE) 1,772 1,606
Applicable Income Taxes 497 466
Net Operating Income 1,275 1,126
Net Income 1,275 1,126
Cash Dividends Declared — 278
Retained Earnings 1,275 847