State Financial Bank
Hales Corners, WI — Domestic Branch of a Domestic Bank
Acquired Nov 2005
Net Income Analysis
( % relative to Total Revenue )
Income Statement | State Financial Bank | All Insured Commercial Banks in Wisconsin |
Interest and Fees on Loans | 48,344 | 5,415 |
Income from Lease Financing Receivables | 14 | 1,165 |
44 | 101 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 22 | 50 |
Income on Loans and Leases (TE) | 48,380 | 5,449 |
Investment Interest Income (TE) | 11,737 | 922 |
Total Interest Income (TE) | 60,984 | 6,317 |
Total Interest Expense | 18,187 | 2,134 |
Net Interest Income (TE) | 42,797 | 4,181 |
Non-Interest Income | 7,840 | 796 |
Adjusted Operating Income (TE) | 50,637 | 4,948 |
Non-interest Expense | 31,693 | 2,853 |
Provision for Loan & Lease Losses | 3,599 | 377 |
Pretax Operating Income (TE) | 15,345 | 2,165 |
Pretax Net Operating Income (TE) | 15,442 | 2,171 |
Applicable Income Taxes | 4,770 | 1,905 |
Net Operating Income | 9,826 | 1,474 |
Net Income | 9,826 | 1,474 |
Cash Dividends Declared | 3,200 | 1,552 |
Retained Earnings | 6,626 | 3,315 |