State Bank
Freeport, IL — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | State Bank | All Insured Commercial Banks in Illinois |
Interest and Fees on Loans | 7,311 | 8,415 |
Income from Lease Financing Receivables | — | 4 |
— | 41 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 20 |
Income on Loans and Leases (TE) | 7,311 | 8,470 |
Investment Interest Income (TE) | 1,751 | 1,438 |
Total Interest Income (TE) | 9,117 | 10,200 |
Total Interest Expense | 1,236 | 1,041 |
Net Interest Income (TE) | 7,881 | 9,113 |
Non-Interest Income | 818 | 2,030 |
Adjusted Operating Income (TE) | 8,699 | 11,316 |
Non-interest Expense | 3,625 | 7,442 |
Provision for Loan & Lease Losses | — | 307 |
Pretax Operating Income (TE) | 5,074 | 3,453 |
Pretax Net Operating Income (TE) | 4,918 | 3,554 |
Applicable Income Taxes | 1,497 | 569 |
Net Operating Income | 3,021 | 2,671 |
Net Income | 3,021 | 2,670 |
Cash Dividends Declared | 1,560 | 1,225 |
Retained Earnings | 1,461 | 1,214 |