Net Income Analysis ( % relative to Total Revenue )
Income Statement State Bank Of Southern Utah All Insured Commercial Banks in Utah
Interest and Fees on Loans 31,417 144,231
Income from Lease Financing Receivables — 818
98 4
Estimated Tax Benefit from Tax-Exempt Loan Income 53 2
Income on Loans and Leases (TE) 31,470 146,912
Investment Interest Income (TE) 5,665 15,631
Total Interest Income (TE) 37,258 170,509
Total Interest Expense 3,222 9,414
Net Interest Income (TE) 34,036 157,917
Non-Interest Income 8,588 37,042
Adjusted Operating Income (TE) 42,624 194,902
Non-interest Expense 20,533 58,470
Provision for Loan & Lease Losses — 8,897
Pretax Operating Income (TE) 22,091 98,475
Pretax Net Operating Income (TE) 21,555 99,300
Applicable Income Taxes 6,873 34,978
Net Operating Income 13,605 63,063
Net Income 13,605 63,059
Cash Dividends Declared 3,154 20,004
Retained Earnings 10,451 29,291