Net Income Analysis ( % relative to Total Revenue )
Income Statement State Bank Of Lizton All Insured Commercial Banks in Indiana
Interest and Fees on Loans 12,887 17,558
Income from Lease Financing Receivables — 63
355 140
Estimated Tax Benefit from Tax-Exempt Loan Income 183 73
Income on Loans and Leases (TE) 13,070 17,832
Investment Interest Income (TE) 1,555 2,939
Total Interest Income (TE) 14,816 21,400
Total Interest Expense 1,043 2,125
Net Interest Income (TE) 13,773 19,222
Non-Interest Income 2,950 5,497
Adjusted Operating Income (TE) 16,723 24,709
Non-interest Expense 12,050 15,248
Provision for Loan & Lease Losses 240 481
Pretax Operating Income (TE) 4,433 8,741
Pretax Net Operating Income (TE) 4,445 8,865
Applicable Income Taxes 1,073 2,204
Net Operating Income 3,132 6,062
Net Income 3,132 6,062
Cash Dividends Declared 13,599 3,093
Retained Earnings -10,467 2,557