Net Income Analysis ( % relative to Total Revenue )
Income Statement State Bank Of Carbondale All Insured Commercial Banks in Kansas
Interest and Fees on Loans 315 1,871
Income from Lease Financing Receivables 2 7
— 9
Estimated Tax Benefit from Tax-Exempt Loan Income — 4
Income on Loans and Leases (TE) 317 1,890
Investment Interest Income (TE) 32 495
Total Interest Income (TE) 355 2,473
Total Interest Expense 41 398
Net Interest Income (TE) 314 2,050
Non-Interest Income 64 362
Adjusted Operating Income (TE) 378 2,444
Non-interest Expense 401 1,605
Provision for Loan & Lease Losses — 77
Pretax Operating Income (TE) -23 721
Pretax Net Operating Income (TE) -23 760
Applicable Income Taxes — 89
Net Operating Income -23 572
Net Income -23 576
Cash Dividends Declared — 201
Retained Earnings -23 333