State Bank Of Auburn
Auburn, IL — Domestic Branch of a Domestic Bank
Acquired Aug 2005
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | State Bank Of Auburn | All Insured Commercial Banks in Illinois |
| Interest and Fees on Loans | 694 | 3,473 |
| Income from Lease Financing Receivables | — | 1,001 |
| 25 | 79 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 7 | 41 |
| Income on Loans and Leases (TE) | 701 | 3,510 |
| Investment Interest Income (TE) | 810 | 818 |
| Total Interest Income (TE) | 1,614 | 4,411 |
| Total Interest Expense | 687 | 1,441 |
| Net Interest Income (TE) | 927 | 2,971 |
| Non-Interest Income | 145 | 559 |
| Adjusted Operating Income (TE) | 1,072 | 3,560 |
| Non-interest Expense | 578 | 2,120 |
| Provision for Loan & Lease Losses | — | 309 |
| Pretax Operating Income (TE) | 494 | 1,984 |
| Pretax Net Operating Income (TE) | 494 | 1,996 |
| Applicable Income Taxes | — | 1,752 |
| Net Operating Income | 486 | 1,377 |
| Net Income | 486 | 1,377 |
| Cash Dividends Declared | 463 | 1,561 |
| Retained Earnings | 23 | 2,741 |