Standing Stone Bank
Lancaster, OH — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Standing Stone Bank | All Insured Commercial Banks in Ohio |
| Interest and Fees on Loans | 3,210 | 11,386 |
| Income from Lease Financing Receivables | — | 4 |
| 12 | 64 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 5 | 32 |
| Income on Loans and Leases (TE) | 3,215 | 11,434 |
| Investment Interest Income (TE) | 479 | 1,894 |
| Total Interest Income (TE) | 3,761 | 13,519 |
| Total Interest Expense | 436 | 1,284 |
| Net Interest Income (TE) | 3,325 | 12,235 |
| Non-Interest Income | 653 | 3,344 |
| Adjusted Operating Income (TE) | 3,978 | 15,563 |
| Non-interest Expense | 3,807 | 10,269 |
| Provision for Loan & Lease Losses | -200 | 364 |
| Pretax Operating Income (TE) | 371 | 4,973 |
| Pretax Net Operating Income (TE) | 640 | 5,081 |
| Applicable Income Taxes | 145 | 1,163 |
| Net Operating Income | 441 | 3,580 |
| Net Income | 441 | 3,580 |
| Cash Dividends Declared | 190 | 1,534 |
| Retained Earnings | 251 | 1,881 |