Net Income Analysis ( % relative to Total Revenue )
Income Statement Spratt Savings And Loan Association All Insured Savings Banks in South Carolina
Interest and Fees on Loans 1,634 4,120
Income from Lease Financing Receivables — 0
— 0
Estimated Tax Benefit from Tax-Exempt Loan Income — 0
Income on Loans and Leases (TE) 1,634 4,120
Investment Interest Income (TE) 1,357 553
Total Interest Income (TE) 3,093 4,786
Total Interest Expense 628 414
Net Interest Income (TE) 2,465 4,372
Non-Interest Income 176 855
Adjusted Operating Income (TE) 2,641 5,227
Non-interest Expense 2,284 3,534
Provision for Loan & Lease Losses — 49
Pretax Operating Income (TE) 357 1,644
Pretax Net Operating Income (TE) 431 1,687
Applicable Income Taxes 82 443
Net Operating Income 265 1,188
Net Income 265 1,188
Cash Dividends Declared — 5
Retained Earnings 265 1,183