Spiro State Bank
Spiro, OK — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Spiro State Bank | All Insured Commercial Banks in Oklahoma |
Interest and Fees on Loans | 860 | 7,418 |
Income from Lease Financing Receivables | 1 | 18 |
2 | 37 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 19 |
Income on Loans and Leases (TE) | 861 | 7,480 |
Investment Interest Income (TE) | 606 | 972 |
Total Interest Income (TE) | 1,538 | 8,661 |
Total Interest Expense | 95 | 749 |
Net Interest Income (TE) | 1,443 | 7,866 |
Non-Interest Income | 509 | 1,736 |
Adjusted Operating Income (TE) | 1,952 | 9,962 |
Non-interest Expense | 1,888 | 6,544 |
Provision for Loan & Lease Losses | 22 | 343 |
Pretax Operating Income (TE) | 42 | 2,979 |
Pretax Net Operating Income (TE) | 42 | 3,057 |
Applicable Income Taxes | -31 | 104 |
Net Operating Income | 53 | 2,672 |
Net Income | 53 | 2,672 |
Cash Dividends Declared | 25 | 1,602 |
Retained Earnings | 28 | 1,026 |