Spiritbank
Tulsa, OK — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Spiritbank | All Insured Commercial Banks in Oklahoma |
Interest and Fees on Loans | 31,834 | 7,418 |
Income from Lease Financing Receivables | — | 18 |
12 | 37 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 5 | 19 |
Income on Loans and Leases (TE) | 31,839 | 7,480 |
Investment Interest Income (TE) | 856 | 972 |
Total Interest Income (TE) | 32,913 | 8,661 |
Total Interest Expense | 3,624 | 749 |
Net Interest Income (TE) | 29,289 | 7,866 |
Non-Interest Income | 26,092 | 1,736 |
Adjusted Operating Income (TE) | 55,381 | 9,962 |
Non-interest Expense | 50,092 | 6,544 |
Provision for Loan & Lease Losses | -425 | 343 |
Pretax Operating Income (TE) | 5,714 | 2,979 |
Pretax Net Operating Income (TE) | 5,714 | 3,057 |
Applicable Income Taxes | 1,876 | 104 |
Net Operating Income | 3,694 | 2,672 |
Net Income | 3,694 | 2,672 |
Cash Dividends Declared | — | 1,602 |
Retained Earnings | 3,694 | 1,026 |