Spalding City Bank
Spalding, NE — Domestic Branch of a Domestic Bank
Acquired Oct 2008
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Spalding City Bank | All Insured Commercial Banks in Nebraska |
Interest and Fees on Loans | 965 | 3,351 |
Income from Lease Financing Receivables | — | 150 |
2 | 62 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 32 |
Income on Loans and Leases (TE) | 965 | 3,375 |
Investment Interest Income (TE) | 190 | 678 |
Total Interest Income (TE) | 1,280 | 4,122 |
Total Interest Expense | 698 | 1,675 |
Net Interest Income (TE) | 582 | 2,444 |
Non-Interest Income | 88 | 437 |
Adjusted Operating Income (TE) | 670 | 2,852 |
Non-interest Expense | 423 | 1,720 |
Provision for Loan & Lease Losses | — | 1,083 |
Pretax Operating Income (TE) | 247 | 1,999 |
Pretax Net Operating Income (TE) | 343 | 1,966 |
Applicable Income Taxes | 11 | 442 |
Net Operating Income | 324 | 1,460 |
Net Income | 324 | 1,460 |
Cash Dividends Declared | 155 | 1,398 |
Retained Earnings | 169 | 556 |