Efficiency Ratio Over Time
Efficiency Ratio Spalding City Bank All Insured Commercial Banks in Nebraska
09-30-2008 63.16 64.25
06-30-2008 62.554 65.23
03-31-2008 67.148 65.824
12-31-2007 55.306 65.801
09-30-2007 54.518 63.468
06-30-2007 47.001 63.995
03-31-2007 54.156 64.671
12-31-2006 66.985 65.52
09-30-2006 67.836 63.305
06-30-2006 67.228 63.409
03-31-2006 63.49 63.58
12-31-2005 62.597 63.82
09-30-2005 59.753 61.488
06-30-2005 61.544 61.839
03-31-2005 63.201 62.17
12-31-2004 60.409 63.815
09-30-2004 59.359 61.22
06-30-2004 60 61.591
03-31-2004 57.054 61.665
12-31-2003 64.809 63.167
09-30-2003 64.05 60.898
06-30-2003 67.675 61.895
03-31-2003 68.614 61.914
12-31-2002 64.743 62.153