Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio Spalding City Bank All Insured Commercial Banks in Nebraska
09-30-2008 11.77 14.985
06-30-2008 12.3 14.991
03-31-2008 13.14 15.238
12-31-2007 13.76 15.073
09-30-2007 13.11 15.003
06-30-2007 12.95 15.174
03-31-2007 16.28 15.412
12-31-2006 15.1 15.077
09-30-2006 15.93 15.037
06-30-2006 17.53 15.266
03-31-2006 18 15.567
12-31-2005 15.54 15.312
09-30-2005 16.9 15.291
06-30-2005 17.79 15.612
03-31-2005 18.92 15.92
12-31-2004 16.18 15.467
09-30-2004 17.06 15.601
06-30-2004 19.23 15.739
03-31-2004 19.1 16.061
12-31-2003 16.79 15.568
09-30-2003 17.28 15.522
06-30-2003 18.49 15.391
03-31-2003 18.86 15.652
12-31-2002 16.89 15.231