Southwest Community Bank
Springfield, MO — Non-member Bank
Acquired May 2010
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Southwest Community Bank | All Insured Commercial Banks in Missouri |
Interest and Fees on Loans | 859 | 1,993 |
Income from Lease Financing Receivables | — | 111 |
3 | 44 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 24 |
Income on Loans and Leases (TE) | 859 | 2,000 |
Investment Interest Income (TE) | 24 | 361 |
Total Interest Income (TE) | 912 | 2,351 |
Total Interest Expense | 568 | 650 |
Net Interest Income (TE) | 344 | 1,666 |
Non-Interest Income | 984 | 334 |
Adjusted Operating Income (TE) | 1,328 | 1,977 |
Non-interest Expense | 928 | 1,325 |
Provision for Loan & Lease Losses | 5,280 | 869 |
Pretax Operating Income (TE) | -4,880 | 443 |
Pretax Net Operating Income (TE) | -4,880 | 474 |
Applicable Income Taxes | — | 350 |
Net Operating Income | -4,880 | 366 |
Net Income | -4,880 | 366 |
Cash Dividends Declared | — | 669 |
Retained Earnings | -4,880 | 163 |