Southwest Bank
Belleville, IL — Domestic Branch of a Domestic Bank
Acquired Nov 2003
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Southwest Bank | All Insured Commercial Banks in Illinois |
Interest and Fees on Loans | 1,854 | 4,700 |
Income from Lease Financing Receivables | — | 3,624 |
— | 189 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 100 |
Income on Loans and Leases (TE) | 1,854 | 4,753 |
Investment Interest Income (TE) | 1,272 | 1,149 |
Total Interest Income (TE) | 3,163 | 6,019 |
Total Interest Expense | 782 | 1,933 |
Net Interest Income (TE) | 2,381 | 4,060 |
Non-Interest Income | 127 | 983 |
Adjusted Operating Income (TE) | 2,508 | 5,128 |
Non-interest Expense | 1,606 | 3,008 |
Provision for Loan & Lease Losses | 168 | 2,912 |
Pretax Operating Income (TE) | 734 | 2,722 |
Pretax Net Operating Income (TE) | 734 | 2,714 |
Applicable Income Taxes | 317 | 2,831 |
Net Operating Income | 417 | 1,982 |
Net Income | 417 | 2,007 |
Cash Dividends Declared | — | 6,839 |
Retained Earnings | 417 | 1,760 |