Net Income Analysis ( % relative to Total Revenue )
Income Statement Southwest Bank All Insured Commercial Banks in Kansas
Interest and Fees on Loans 535 772
Income from Lease Financing Receivables 4 38
4 19
Estimated Tax Benefit from Tax-Exempt Loan Income — 10
Income on Loans and Leases (TE) 539 782
Investment Interest Income (TE) 92 215
Total Interest Income (TE) 640 1,024
Total Interest Expense 243 325
Net Interest Income (TE) 397 694
Non-Interest Income 55 150
Adjusted Operating Income (TE) 452 866
Non-interest Expense 460 538
Provision for Loan & Lease Losses — 160
Pretax Operating Income (TE) — 521
Pretax Net Operating Income (TE) — 539
Applicable Income Taxes — 142
Net Operating Income 3 389
Net Income 3 389
Cash Dividends Declared — 383
Retained Earnings 3 302