Southfirst Bank
Sylacauga, AL — Savings & Loan Association
Active
Vitals
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Total Assets88.9M -0.5 %
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Total Deposits78.0M 1.6 %
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Total Net Loans57.5M -0.4 %
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Net Income427000.0000 51.4 %
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Book Value9.8M 1.8 %
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Book Value x219.6M 1.8 %
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Book Value x329.4M 1.8 %
Balance Sheet Highlights
| Financial Highlights | Southfirst Bank |
| Balance Sheet $(000) | |
| Total Assets | 88,882 |
| Total Net Loans | 57,501 |
| Total Deposits | 78,047 |
| Total Equity | 9,810 |
| Profitability | |
| Net Income | 427 |
| Return on Average Assets | .476 |
| Return on Average Equity | 4.361 |
| Net Interest Margin | 3.727 |
| Efficiency Ratio | 89.381 |
| Noninterest Income/Revenue | 23.968 |
| Balance Sheet Ratios | |
| Loan-to-Deposit | 73.675 |
| Securities/Assets | .096 |
| Total Equity/Total Assets | .11 |
| Tangible Equity/Tangible Assets | .079 |
| Capital Adequacy | |
| Tier 1 Common Capital | 7,182 |
| Tier 1 Capital | 9,942 |
| Tier 2 Capital | 681 |
| Total Capital | 10,623 |
| Total Risk Weighted Assets | 54,316 |
| Leverage Ratio | 11.13 |
| Common Equity Tier 1 Capital Ratio | 13.22 |
| Tier 1 Capital Ratio | 18.3 |
| Total Capital Ratio | 19.56 |
Timeline for Southfirst Bank
Southfirst Mortgage
Southfirst Mortgage became a new subsidiary organization for Southfirst Bank.
View Profile Jul 23 1999
First Federal Savings And Loan Association Of Chilton County
Acquisition: Southfirst Bank acquired a new subsidiary, First Federal Savings And Loan Association Of Chilton County, 26 years
View Profile Oct 31 1997
Southfirst Bancshares, Inc.
Southfirst Bancshares, Inc. became a new parent organization for Southfirst Bank.
View Profile Feb 13 1995
Southfirst Bank
Southfirst Bank was established 74 years ago and is currently headquartered in Sylacauga, AL.
Oct 18 1949| Acquisitions & Mergers | Role | Assets | Acct Method | Type | Transaction Date |
| First Federal Savings And Loan Association Of Chilton County | Seller | 73,110 | Discontinued | 10/31/1997 |
| Relationships | Role | Relationship Start | Relationship End |
| Southfirst Bancshares, Inc. | Parent | 7/21/2011 | |
| Southfirst Bancshares, Inc. | Parent | 2/13/1995 | 7/20/2011 |
| Southfirst Mortgage | Subsidary | 6/30/2007 | 7/20/2011 |
| Southfirst Mortgage | Subsidary | 7/23/1999 | 6/29/2007 |
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