Southern Heritage Bank
Jonesville, LA — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Southern Heritage Bank | All Insured Commercial Banks in Louisiana |
Interest and Fees on Loans | 10,992 | 12,249 |
Income from Lease Financing Receivables | — | 0 |
10 | 11 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 5 | 5 |
Income on Loans and Leases (TE) | 10,997 | 12,303 |
Investment Interest Income (TE) | 1,843 | 1,723 |
Total Interest Income (TE) | 12,961 | 14,309 |
Total Interest Expense | 1,028 | 1,286 |
Net Interest Income (TE) | 11,933 | 13,025 |
Non-Interest Income | 2,254 | 2,369 |
Adjusted Operating Income (TE) | 14,187 | 15,580 |
Non-interest Expense | 9,533 | 10,422 |
Provision for Loan & Lease Losses | — | 665 |
Pretax Operating Income (TE) | 4,654 | 3,985 |
Pretax Net Operating Income (TE) | 4,654 | 4,088 |
Applicable Income Taxes | — | 519 |
Net Operating Income | 4,353 | 3,221 |
Net Income | 4,353 | 3,221 |
Cash Dividends Declared | 3,870 | 1,724 |
Retained Earnings | 483 | 1,267 |