Southern Bank
Sardis, GA — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Southern Bank | All Insured Commercial Banks in Georgia |
Interest and Fees on Loans | 3,612 | 8,444 |
Income from Lease Financing Receivables | — | 0 |
— | 26 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 12 |
Income on Loans and Leases (TE) | 3,612 | 8,459 |
Investment Interest Income (TE) | 481 | 1,021 |
Total Interest Income (TE) | 4,128 | 9,876 |
Total Interest Expense | 418 | 962 |
Net Interest Income (TE) | 3,710 | 8,907 |
Non-Interest Income | 242 | 2,364 |
Adjusted Operating Income (TE) | 3,952 | 11,707 |
Non-interest Expense | 3,016 | 7,890 |
Provision for Loan & Lease Losses | 202 | 260 |
Pretax Operating Income (TE) | 734 | 3,396 |
Pretax Net Operating Income (TE) | 755 | 3,480 |
Applicable Income Taxes | 199 | 748 |
Net Operating Income | 468 | 2,812 |
Net Income | 468 | 2,812 |
Cash Dividends Declared | 208 | 844 |
Retained Earnings | 260 | 1,559 |