Net Income Analysis ( % relative to Total Revenue )
Income Statement Southern Bancorp Bank Of Blytheville, National Association All Insured Commercial Banks in Arkansas
Interest and Fees on Loans 1,238 2,497
Income from Lease Financing Receivables — 706
12 44
Estimated Tax Benefit from Tax-Exempt Loan Income 6 26
Income on Loans and Leases (TE) 1,244 2,504
Investment Interest Income (TE) 999 553
Total Interest Income (TE) 2,305 3,058
Total Interest Expense 814 836
Net Interest Income (TE) 1,491 2,205
Non-Interest Income 1,608 578
Adjusted Operating Income (TE) 3,099 2,781
Non-interest Expense 1,361 1,810
Provision for Loan & Lease Losses 30 836
Pretax Operating Income (TE) 1,708 706
Pretax Net Operating Income (TE) 1,708 734
Applicable Income Taxes 455 458
Net Operating Income 1,147 548
Net Income 1,147 548
Cash Dividends Declared 600 581
Retained Earnings 547 409