South Valley Bank & Trust
Klamath Falls, OR — Domestic Branch of a Domestic Bank
Acquired Nov 2012
Net Income Analysis
( % relative to Total Revenue )
Income Statement | South Valley Bank & Trust | All Insured Commercial Banks in Oregon |
Interest and Fees on Loans | 23,892 | 11,742 |
Income from Lease Financing Receivables | — | 0 |
61 | 60 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 25 | 27 |
Income on Loans and Leases (TE) | 23,917 | 11,769 |
Investment Interest Income (TE) | 1,309 | 1,463 |
Total Interest Income (TE) | 25,493 | 13,289 |
Total Interest Expense | 3,284 | 1,256 |
Net Interest Income (TE) | 22,209 | 12,039 |
Non-Interest Income | 5,948 | 2,848 |
Adjusted Operating Income (TE) | 28,157 | 14,884 |
Non-interest Expense | 21,474 | 11,226 |
Provision for Loan & Lease Losses | 6,357 | 772 |
Pretax Operating Income (TE) | 326 | 3,172 |
Pretax Net Operating Income (TE) | 350 | 3,240 |
Applicable Income Taxes | -91 | 927 |
Net Operating Income | 231 | 2,218 |
Net Income | 231 | 2,218 |
Cash Dividends Declared | — | 443 |
Retained Earnings | 231 | 1,774 |