Net Income Analysis ( % relative to Total Revenue )
Income Statement South Holland Trust & Savings Bank All Insured Commercial Banks in Illinois
Interest and Fees on Loans 2,599 1,569
Income from Lease Financing Receivables — 1,465
3 67
Estimated Tax Benefit from Tax-Exempt Loan Income 2 37
Income on Loans and Leases (TE) 2,601 1,588
Investment Interest Income (TE) 952 411
Total Interest Income (TE) 3,681 2,038
Total Interest Expense 924 682
Net Interest Income (TE) 2,757 1,346
Non-Interest Income 2,167 309
Adjusted Operating Income (TE) 4,924 1,703
Non-interest Expense 3,452 998
Provision for Loan & Lease Losses 182 1,129
Pretax Operating Income (TE) 1,290 916
Pretax Net Operating Income (TE) 1,290 945
Applicable Income Taxes 363 1,048
Net Operating Income 794 667
Net Income 794 668
Cash Dividends Declared — 2,712
Retained Earnings 794 861