South Holland Trust & Savings Bank
South Holland, IL — Domestic Branch of a Domestic Bank
Acquired May 2003
Net Income Analysis
( % relative to Total Revenue )
Income Statement | South Holland Trust & Savings Bank | All Insured Commercial Banks in Illinois |
Interest and Fees on Loans | 2,599 | 1,569 |
Income from Lease Financing Receivables | — | 1,465 |
3 | 67 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 2 | 37 |
Income on Loans and Leases (TE) | 2,601 | 1,588 |
Investment Interest Income (TE) | 952 | 411 |
Total Interest Income (TE) | 3,681 | 2,038 |
Total Interest Expense | 924 | 682 |
Net Interest Income (TE) | 2,757 | 1,346 |
Non-Interest Income | 2,167 | 309 |
Adjusted Operating Income (TE) | 4,924 | 1,703 |
Non-interest Expense | 3,452 | 998 |
Provision for Loan & Lease Losses | 182 | 1,129 |
Pretax Operating Income (TE) | 1,290 | 916 |
Pretax Net Operating Income (TE) | 1,290 | 945 |
Applicable Income Taxes | 363 | 1,048 |
Net Operating Income | 794 | 667 |
Net Income | 794 | 668 |
Cash Dividends Declared | — | 2,712 |
Retained Earnings | 794 | 861 |