South Central Bank, Inc.
Glasgow, KY — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | South Central Bank, Inc. | All Insured Commercial Banks in Kentucky |
Interest and Fees on Loans | 29,673 | 8,828 |
Income from Lease Financing Receivables | — | 2 |
50 | 44 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 22 | 22 |
Income on Loans and Leases (TE) | 29,695 | 8,864 |
Investment Interest Income (TE) | 5,461 | 1,656 |
Total Interest Income (TE) | 35,712 | 10,728 |
Total Interest Expense | 3,782 | 1,106 |
Net Interest Income (TE) | 31,930 | 9,572 |
Non-Interest Income | 10,476 | 2,231 |
Adjusted Operating Income (TE) | 42,406 | 12,006 |
Non-interest Expense | 30,473 | 8,402 |
Provision for Loan & Lease Losses | 1,123 | 243 |
Pretax Operating Income (TE) | 10,810 | 3,259 |
Pretax Net Operating Income (TE) | 10,895 | 3,369 |
Applicable Income Taxes | 2,990 | 444 |
Net Operating Income | 7,276 | 2,592 |
Net Income | 7,276 | 2,592 |
Cash Dividends Declared | 10,760 | 1,549 |
Retained Earnings | -3,484 | 1,045 |