South Carolina Bank And Trust Of The Piedmont, National Association
Rock Hill, SC — Domestic Branch of a Domestic Bank
Acquired Dec 2008
Net Income Analysis
( % relative to Total Revenue )
Income Statement | South Carolina Bank And Trust Of The Piedmont, National Association | All Insured Commercial Banks in South Carolina |
Interest and Fees on Loans | 11,923 | 13,767 |
Income from Lease Financing Receivables | — | — |
9 | 141 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 4 | 59 |
Income on Loans and Leases (TE) | 11,927 | 13,777 |
Investment Interest Income (TE) | 1,296 | 2,105 |
Total Interest Income (TE) | 13,340 | 16,148 |
Total Interest Expense | 4,710 | 6,908 |
Net Interest Income (TE) | 8,630 | 9,245 |
Non-Interest Income | 2,285 | 2,234 |
Adjusted Operating Income (TE) | 10,915 | 11,494 |
Non-interest Expense | 5,902 | 7,669 |
Provision for Loan & Lease Losses | 391 | 2,310 |
Pretax Operating Income (TE) | 4,622 | 5,891 |
Pretax Net Operating Income (TE) | 4,622 | 6,209 |
Applicable Income Taxes | 1,734 | 1,984 |
Net Operating Income | 2,833 | 3,992 |
Net Income | 2,833 | 3,992 |
Cash Dividends Declared | 827 | 3,592 |
Retained Earnings | 2,006 | 2,224 |