Net Income Analysis ( % relative to Total Revenue )
Income Statement Sonoma National Bank All Insured Commercial Banks in California
Interest and Fees on Loans 89,545 36,760
Income from Lease Financing Receivables — 8,388
— 1,735
Estimated Tax Benefit from Tax-Exempt Loan Income — 860
Income on Loans and Leases (TE) 89,545 35,391
Investment Interest Income (TE) 899 11,599
Total Interest Income (TE) 94,950 34,616
Total Interest Expense 46,893 11,306
Net Interest Income (TE) 48,057 22,693
Non-Interest Income 4,784 6,554
Adjusted Operating Income (TE) 52,841 28,940
Non-interest Expense 19,872 15,946
Provision for Loan & Lease Losses 1,750 2,224
Pretax Operating Income (TE) 31,219 33,818
Pretax Net Operating Income (TE) 31,219 33,715
Applicable Income Taxes 12,456 11,195
Net Operating Income 18,763 21,489
Net Income 18,763 21,354
Cash Dividends Declared — 24,953
Retained Earnings 18,763 11,045