Net Income Analysis ( % relative to Total Revenue )
Income Statement Snb Bank, National Association All Insured Commercial Banks in Oklahoma
Interest and Fees on Loans 3,050 7,418
Income from Lease Financing Receivables 191 18
191 37
Estimated Tax Benefit from Tax-Exempt Loan Income 93 19
Income on Loans and Leases (TE) 3,334 7,480
Investment Interest Income (TE) 313 972
Total Interest Income (TE) 3,779 8,661
Total Interest Expense 460 749
Net Interest Income (TE) 3,319 7,866
Non-Interest Income 486 1,736
Adjusted Operating Income (TE) 3,805 9,962
Non-interest Expense 2,797 6,544
Provision for Loan & Lease Losses 400 343
Pretax Operating Income (TE) 608 2,979
Pretax Net Operating Income (TE) 611 3,057
Applicable Income Taxes — 104
Net Operating Income 468 2,672
Net Income 468 2,672
Cash Dividends Declared 215 1,602
Retained Earnings 253 1,026