Net Income Analysis ( % relative to Total Revenue )
Income Statement Sleepy Hollow Bank All Insured Commercial Banks in New York
Interest and Fees on Loans 2,330 20,346
Income from Lease Financing Receivables — 6,893
— 401
Estimated Tax Benefit from Tax-Exempt Loan Income — 201
Income on Loans and Leases (TE) 2,330 21,205
Investment Interest Income (TE) 539 4,115
Total Interest Income (TE) 3,049 9,254
Total Interest Expense 1,722 4,473
Net Interest Income (TE) 1,327 5,043
Non-Interest Income 217 18,964
Adjusted Operating Income (TE) 1,544 7,957
Non-interest Expense 2,436 4,918
Provision for Loan & Lease Losses — 2,504
Pretax Operating Income (TE) — 13,078
Pretax Net Operating Income (TE) — 13,150
Applicable Income Taxes — 5,297
Net Operating Income — 7,753
Net Income — 7,870
Cash Dividends Declared — 3,024
Retained Earnings — 8,276