Siuslaw Bank
Florence, OR — Domestic Branch of a Domestic Bank
Acquired Mar 2015
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Siuslaw Bank | All Insured Commercial Banks in Oregon |
Interest and Fees on Loans | 12,568 | 12,101 |
Income from Lease Financing Receivables | — | 0 |
146 | 69 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 75 | 32 |
Income on Loans and Leases (TE) | 12,643 | 12,132 |
Investment Interest Income (TE) | 643 | 1,365 |
Total Interest Income (TE) | 13,539 | 13,587 |
Total Interest Expense | 386 | 804 |
Net Interest Income (TE) | 13,153 | 12,788 |
Non-Interest Income | 5,318 | 2,785 |
Adjusted Operating Income (TE) | 18,471 | 15,573 |
Non-interest Expense | 13,602 | 11,599 |
Provision for Loan & Lease Losses | — | 152 |
Pretax Operating Income (TE) | 4,869 | 3,871 |
Pretax Net Operating Income (TE) | 4,869 | 3,931 |
Applicable Income Taxes | 516 | 997 |
Net Operating Income | 4,092 | 2,892 |
Net Income | 4,092 | 2,892 |
Cash Dividends Declared | 1,281 | 1,468 |
Retained Earnings | 2,811 | 1,149 |