Net Income Analysis ( % relative to Total Revenue )
Income Statement Simmons First Bank Of Hot Springs All Insured Commercial Banks in Arkansas
Interest and Fees on Loans 847 2,301
Income from Lease Financing Receivables — 0
— 8
Estimated Tax Benefit from Tax-Exempt Loan Income — 4
Income on Loans and Leases (TE) 847 2,306
Investment Interest Income (TE) 340 460
Total Interest Income (TE) 1,190 2,779
Total Interest Expense 76 324
Net Interest Income (TE) 1,114 2,456
Non-Interest Income 296 647
Adjusted Operating Income (TE) 1,410 3,199
Non-interest Expense 864 2,153
Provision for Loan & Lease Losses 29 75
Pretax Operating Income (TE) 517 975
Pretax Net Operating Income (TE) 517 981
Applicable Income Taxes 103 151
Net Operating Income 342 721
Net Income 342 721
Cash Dividends Declared 200 216
Retained Earnings 142 440