Net Income Analysis ( % relative to Total Revenue )
Income Statement Simmesport State Bank All Insured Commercial Banks in Louisiana
Interest and Fees on Loans 4,262 12,249
Income from Lease Financing Receivables — 0
— 11
Estimated Tax Benefit from Tax-Exempt Loan Income — 5
Income on Loans and Leases (TE) 4,262 12,303
Investment Interest Income (TE) 87 1,723
Total Interest Income (TE) 4,382 14,309
Total Interest Expense 702 1,286
Net Interest Income (TE) 3,680 13,025
Non-Interest Income 160 2,369
Adjusted Operating Income (TE) 3,840 15,580
Non-interest Expense 2,205 10,422
Provision for Loan & Lease Losses 222 665
Pretax Operating Income (TE) 1,413 3,985
Pretax Net Operating Income (TE) 1,455 4,088
Applicable Income Taxes 484 519
Net Operating Income 961 3,221
Net Income 961 3,221
Cash Dividends Declared 230 1,724
Retained Earnings 731 1,267