Net Income Analysis ( % relative to Total Revenue )
Income Statement Silverton Bank, National Association All Insured Commercial Banks in Georgia
Interest and Fees on Loans 19,780 2,556
Income from Lease Financing Receivables 501 —
22 505
Estimated Tax Benefit from Tax-Exempt Loan Income — 12
Income on Loans and Leases (TE) 20,281 2,560
Investment Interest Income (TE) 5,559 391
Total Interest Income (TE) 26,378 2,870
Total Interest Expense 18,337 1,369
Net Interest Income (TE) 8,041 1,621
Non-Interest Income 16,087 4,532
Adjusted Operating Income (TE) 24,128 2,047
Non-interest Expense 34,295 1,588
Provision for Loan & Lease Losses 97,490 5,711
Pretax Operating Income (TE) — 452
Pretax Net Operating Income (TE) — 496
Applicable Income Taxes 11,161 293
Net Operating Income — 363
Net Income — 362
Cash Dividends Declared — 351
Retained Earnings — 312