Silver Falls Bank
Silverton, OR — Non-member Bank
Acquired Feb 2009
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Silver Falls Bank | All Insured Commercial Banks in Oregon |
Interest and Fees on Loans | 9,976 | 24,317 |
Income from Lease Financing Receivables | — | 3,294 |
— | 632 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 345 |
Income on Loans and Leases (TE) | 9,976 | 24,471 |
Investment Interest Income (TE) | 24 | 1,389 |
Total Interest Income (TE) | 10,070 | 26,061 |
Total Interest Expense | 4,845 | 8,356 |
Net Interest Income (TE) | 5,225 | 17,705 |
Non-Interest Income | 465 | 3,341 |
Adjusted Operating Income (TE) | 5,690 | 21,042 |
Non-interest Expense | 4,764 | 17,022 |
Provision for Loan & Lease Losses | 11,695 | 12,441 |
Pretax Operating Income (TE) | — | 7,216 |
Pretax Net Operating Income (TE) | — | 7,275 |
Applicable Income Taxes | — | 2,287 |
Net Operating Income | — | 4,707 |
Net Income | — | 4,707 |
Cash Dividends Declared | — | 5,796 |
Retained Earnings | — | 2,292 |