Net Income Analysis ( % relative to Total Revenue )
Income Statement Shoshone First Bank All Insured Commercial Banks in Wyoming
Interest and Fees on Loans 4,310 5,127
Income from Lease Financing Receivables — 122
31 48
Estimated Tax Benefit from Tax-Exempt Loan Income 16 25
Income on Loans and Leases (TE) 4,326 5,201
Investment Interest Income (TE) 135 1,084
Total Interest Income (TE) 4,888 6,735
Total Interest Expense 1,417 2,283
Net Interest Income (TE) 3,471 4,410
Non-Interest Income 442 662
Adjusted Operating Income (TE) 3,913 5,228
Non-interest Expense 1,589 3,037
Provision for Loan & Lease Losses — 506
Pretax Operating Income (TE) 2,397 2,367
Pretax Net Operating Income (TE) 2,383 2,444
Applicable Income Taxes 825 909
Net Operating Income 1,532 1,961
Net Income 1,532 1,961
Cash Dividends Declared — 1,358
Retained Earnings 1,532 1,222