Shelter Bank, National Association
Columbia, MO — Federal Savings Bank
Acquired Mar 2013
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Shelter Bank, National Association | All Insured Commercial Banks in Missouri |
Interest and Fees on Loans | 7,187 | 7,521 |
Income from Lease Financing Receivables | — | 7 |
— | 29 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 13 |
Income on Loans and Leases (TE) | 7,187 | 7,552 |
Investment Interest Income (TE) | — | 1,010 |
Total Interest Income (TE) | 7,294 | 8,790 |
Total Interest Expense | 5,287 | 1,344 |
Net Interest Income (TE) | 2,007 | 7,366 |
Non-Interest Income | 197 | 1,583 |
Adjusted Operating Income (TE) | 2,204 | 8,937 |
Non-interest Expense | 3,701 | 5,762 |
Provision for Loan & Lease Losses | -509 | 623 |
Pretax Operating Income (TE) | -988 | 2,391 |
Pretax Net Operating Income (TE) | -988 | 2,531 |
Applicable Income Taxes | -337 | 385 |
Net Operating Income | -651 | 1,964 |
Net Income | -651 | 1,964 |
Cash Dividends Declared | — | 1,085 |
Retained Earnings | -651 | 705 |