Service 1St Bank
Stockton, CA — Domestic Branch of a Domestic Bank
Acquired Nov 2008
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Service 1St Bank | All Insured Commercial Banks in California |
Interest and Fees on Loans | 6,097 | 22,112 |
Income from Lease Financing Receivables | 382 | 7,130 |
— | 2,630 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 1,740 |
Income on Loans and Leases (TE) | 6,479 | 22,242 |
Investment Interest Income (TE) | 3,631 | 8,233 |
Total Interest Income (TE) | 10,260 | 22,439 |
Total Interest Expense | 4,164 | 7,858 |
Net Interest Income (TE) | 6,096 | 14,133 |
Non-Interest Income | 600 | 3,899 |
Adjusted Operating Income (TE) | 6,696 | 17,506 |
Non-interest Expense | 4,050 | 11,717 |
Provision for Loan & Lease Losses | 1,853 | 8,616 |
Pretax Operating Income (TE) | 793 | 19,543 |
Pretax Net Operating Income (TE) | — | 17,515 |
Applicable Income Taxes | — | 4,623 |
Net Operating Income | — | 11,300 |
Net Income | — | 11,209 |
Cash Dividends Declared | 500 | 12,501 |
Retained Earnings | — | 6,997 |