Efficiency Ratio Over Time
Efficiency Ratio Service 1St Bank All Insured Commercial Banks in California
09-30-2008 60.484 85.939
06-30-2008 57.561 85.896
03-31-2008 60.502 85.386
12-31-2007 70.858 83.041
09-30-2007 69.897 79.26
06-30-2007 71.963 78.029
03-31-2007 74.826 76.688
12-31-2006 64.58 80.037
09-30-2006 64.743 76.157
06-30-2006 61.6 70.367
03-31-2006 66.196 69.95
12-31-2005 63.964 74.917
09-30-2005 62.948 71.155
06-30-2005 61.574 70.343
03-31-2005 60.837 68.656
12-31-2004 66.528 71.614
09-30-2004 66.821 71.664
06-30-2004 67.054 72.622
03-31-2004 67.829 74.921
12-31-2003 81.697 78.394
09-30-2003 82.894 69.685
06-30-2003 85.955 70.304
03-31-2003 92.426 69.597
12-31-2002 88.249 70.571