Vitals
  • Total Assets
    846.1M 3.6 %
  • Total Deposits
    680.0M 4.4 %
  • Total Net Loans
    668.8M 9.6 %
  • Net Income
    7.4M 4.4 %
  • Book Value
    111.7M -0.8 %
  • Book Value x2
    223.5M -0.8 %
  • Book Value x3
    335.2M -0.8 %
ROAA

.894

ROAE

6.713

Efficiency Ratio

62.372

Net Interest Margin

4.195

Balance Sheet Highlights
Financial Highlights Select Bank & Trust Company All Insured Commercial Banks in North Carolina
Balance Sheet $(000)
Total Assets 846,089 1,412,230
Total Net Loans 668,783 1,020,122
Total Deposits 679,976 1,134,979
Total Equity 111,739 173,608
Profitability
Net Income 7,396 10,887
Return on Average Assets .894 .777
Return on Average Equity 6.713 6.782
Net Interest Margin 4.195 3.73
Efficiency Ratio 62.372 75.532
Noninterest Income/Revenue 6.478 18.66
Balance Sheet Ratios
Loan-to-Deposit 98.354 86.082
Securities/Assets .074 .132
Total Equity/Total Assets .132 .123
Tangible Equity/Tangible Assets .123 .104
Capital Adequacy
Tier 1 Common Capital 103,964 139,754
Tier 1 Capital 103,964 140,214
Tier 2 Capital 8,411 8,389
Total Capital 112,375 148,590
Total Risk Weighted Assets 773,456 1,125,721
Leverage Ratio 12.44 10.209
Common Equity Tier 1 Capital Ratio 13.44 13.055
Tier 1 Capital Ratio 13.44 13.195
Total Capital Ratio 14.53 14.232

Timeline for Select Bank & Trust Company

Select Bank & Trust Company

Acquisition: Select Bank & Trust Company acquired a new subsidiary, Select Bank & Trust Company, 11 years

View Profile Jul 26 2014

Select Real Estate Holdings, Llc

Select Real Estate Holdings, Llc became a new subsidiary organization for Select Bank & Trust Company.

View Profile Jul 26 2014

New Century Bank South

Acquisition: Select Bank & Trust Company acquired a new subsidiary, New Century Bank South, 17 years

View Profile Mar 29 2008

New Century Bank South

Select Bank & Trust Company was acquired by New Century Bank South 21 years

View Profile Jan 02 2004

Select Bancorp Inc.

Select Bancorp Inc. became a new parent organization for Select Bank & Trust Company.

View Profile Sep 19 2003

Want to see more?

Complete timeline for Select Bank & Trust Company is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Select Bank & Trust Company Seller 282,250 Acquisition Discontinued 7/26/2014
New Century Bank South Seller 215,869 Pooling of Interests Discontinued 3/29/2008
New Century Bank South Buyer 215,869 Split 1/2/2004
Relationships Role Relationship Start Relationship End
Select Bancorp Inc. Parent 9/19/2003
Select Real Estate Holdings, Llc Subsidary 7/26/2014
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