Net Income Analysis ( % relative to Total Revenue )
Income Statement Security State Bank Of Maple Lake All Insured Commercial Banks in Minnesota
Interest and Fees on Loans 3,187 5,853
Income from Lease Financing Receivables — 1,630
62 154
Estimated Tax Benefit from Tax-Exempt Loan Income 31 66
Income on Loans and Leases (TE) 3,218 5,907
Investment Interest Income (TE) 355 800
Total Interest Income (TE) 3,777 6,931
Total Interest Expense 1,536 2,967
Net Interest Income (TE) 2,241 3,952
Non-Interest Income 425 647
Adjusted Operating Income (TE) 2,666 4,625
Non-interest Expense 1,568 2,950
Provision for Loan & Lease Losses 215 1,105
Pretax Operating Income (TE) 883 4,528
Pretax Net Operating Income (TE) 878 4,567
Applicable Income Taxes 2 1,769
Net Operating Income 820 3,422
Net Income 820 3,422
Cash Dividends Declared 345 2,541
Retained Earnings 475 1,550