Net Income Analysis ( % relative to Total Revenue )
Income Statement Security State Bank, National Association All Insured Commercial Banks in Texas
Interest and Fees on Loans 1,472 8,501
Income from Lease Financing Receivables — 2
— 27
Estimated Tax Benefit from Tax-Exempt Loan Income — 13
Income on Loans and Leases (TE) 1,472 8,546
Investment Interest Income (TE) 254 1,729
Total Interest Income (TE) 1,744 10,665
Total Interest Expense 154 1,025
Net Interest Income (TE) 1,590 9,577
Non-Interest Income 329 2,185
Adjusted Operating Income (TE) 1,919 11,988
Non-interest Expense 1,803 8,047
Provision for Loan & Lease Losses 504 254
Pretax Operating Income (TE) -388 3,618
Pretax Net Operating Income (TE) -387 3,666
Applicable Income Taxes — 380
Net Operating Income -387 2,901
Net Income -387 2,895
Cash Dividends Declared 128 1,162
Retained Earnings -515 1,593