Security National Bank
Pottstown, PA — Domestic Branch of a Domestic Bank
Acquired Mar 2004
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Security National Bank | All Insured Commercial Banks in Pennsylvania |
Interest and Fees on Loans | 7,404 | 14,399 |
Income from Lease Financing Receivables | — | 8,651 |
85 | 615 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 40 | 313 |
Income on Loans and Leases (TE) | 7,444 | 14,812 |
Investment Interest Income (TE) | 2,737 | 5,041 |
Total Interest Income (TE) | 10,271 | 20,447 |
Total Interest Expense | 3,581 | 6,960 |
Net Interest Income (TE) | 6,690 | 13,397 |
Non-Interest Income | 1,760 | 3,748 |
Adjusted Operating Income (TE) | 8,450 | 17,264 |
Non-interest Expense | 5,940 | 10,468 |
Provision for Loan & Lease Losses | 300 | 2,477 |
Pretax Operating Income (TE) | 2,210 | 23,555 |
Pretax Net Operating Income (TE) | 2,718 | 24,526 |
Applicable Income Taxes | 495 | 7,592 |
Net Operating Income | 1,844 | 16,626 |
Net Income | 1,844 | 16,607 |
Cash Dividends Declared | 516 | 14,328 |
Retained Earnings | 1,328 | 5,011 |