Security First Bank
Fresno, CA — Domestic Branch of a Domestic Bank
Acquired Dec 2016
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Security First Bank | All Insured Commercial Banks in California |
Interest and Fees on Loans | 3,167 | 33,342 |
Income from Lease Financing Receivables | — | 58 |
— | 29 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 15 |
Income on Loans and Leases (TE) | 3,167 | 33,581 |
Investment Interest Income (TE) | 171 | 3,827 |
Total Interest Income (TE) | 3,452 | 38,621 |
Total Interest Expense | 224 | 2,683 |
Net Interest Income (TE) | 3,228 | 35,278 |
Non-Interest Income | 416 | 6,914 |
Adjusted Operating Income (TE) | 3,644 | 45,153 |
Non-interest Expense | 3,129 | 26,646 |
Provision for Loan & Lease Losses | 40 | 791 |
Pretax Operating Income (TE) | 475 | 17,187 |
Pretax Net Operating Income (TE) | 517 | 17,652 |
Applicable Income Taxes | 127 | 6,061 |
Net Operating Income | 390 | 11,241 |
Net Income | 390 | 10,824 |
Cash Dividends Declared | — | 2,344 |
Retained Earnings | 390 | 6,838 |