Net Income Analysis ( % relative to Total Revenue )
Income Statement Security Federal Savings Bank All Insured Savings Banks in Indiana
Interest and Fees on Loans 7,946 5,745
Income from Lease Financing Receivables — 0
108 13
Estimated Tax Benefit from Tax-Exempt Loan Income 56 7
Income on Loans and Leases (TE) 8,002 5,785
Investment Interest Income (TE) 1,463 1,343
Total Interest Income (TE) 9,656 7,276
Total Interest Expense 964 855
Net Interest Income (TE) 8,692 6,421
Non-Interest Income 1,629 2,562
Adjusted Operating Income (TE) 10,321 9,383
Non-interest Expense 8,240 7,022
Provision for Loan & Lease Losses 358 156
Pretax Operating Income (TE) 1,723 2,185
Pretax Net Operating Income (TE) 1,739 2,256
Applicable Income Taxes 80 507
Net Operating Income 1,156 1,502
Net Income 1,156 1,502
Cash Dividends Declared — 455
Retained Earnings 1,156 920