Net Income Analysis ( % relative to Total Revenue )
Income Statement Security Bank Of California All Insured Commercial Banks in California
Interest and Fees on Loans 22,233 34,714
Income from Lease Financing Receivables — 45
— 27
Estimated Tax Benefit from Tax-Exempt Loan Income — 11
Income on Loans and Leases (TE) 22,233 34,980
Investment Interest Income (TE) 3,064 3,629
Total Interest Income (TE) 25,424 40,436
Total Interest Expense 1,835 2,701
Net Interest Income (TE) 23,589 36,827
Non-Interest Income 3,332 7,478
Adjusted Operating Income (TE) 26,921 50,399
Non-interest Expense 17,215 29,818
Provision for Loan & Lease Losses 703 506
Pretax Operating Income (TE) 9,003 17,730
Pretax Net Operating Income (TE) 9,110 17,927
Applicable Income Taxes 3,815 6,429
Net Operating Income 5,295 11,561
Net Income 5,295 11,561
Cash Dividends Declared — 2,067
Retained Earnings 5,295 7,078